Hear from Our Customers
Most used car lots make you jump through hoops. Credit checks, high interest rates, vehicles with questionable histories. It’s exhausting, and it keeps you stuck without reliable transportation.
Here’s what changes when you buy a used police cruiser from us. You’re getting a vehicle that was built to handle demanding conditions—not just commuting to work. These aren’t civilian models with unknown maintenance records. They’re government fleet vehicles that were serviced on schedule, driven by professionals, and retired while they still have plenty of life left.
And the financing? It’s 0% interest. Not a promotional rate that expires. Not a deal for people with perfect credit. Zero percent for everyone, regardless of your credit score. That means your monthly payment goes toward the car, not toward lining a bank’s pockets. You know exactly what you’re paying, and you’re not getting buried in interest charges that double the actual cost of the vehicle.
State Surplus Auto Sales was started by Carmen Yannuzzi, who spent over 25 years in law enforcement. He saw quality government vehicles going to auction and realized they could serve people in Clarkstown and surrounding areas who needed affordable, reliable transportation.
We’re not a massive dealership chain. We’re independently owned, located in Newark, and we focus on connecting budget-conscious buyers with vehicles that actually work. No pushy sales tactics, no hidden fees, no games with the financing. You’re dealing with someone who understands these cars from the inside out and knows what it takes to earn your trust.
Clarkstown residents deal with the same challenges as everyone else right now—vehicle prices are high, interest rates are brutal, and finding something dependable on a tight budget feels nearly impossible. That’s exactly why we do this.
First, you browse our current inventory of used police cars for sale. We carry Ford Interceptors, Dodge Chargers, and other police package vehicles. Each one comes from government or municipal fleets, so you’re seeing cars with documented service histories—not mystery vehicles from random trade-ins.
When you find something that fits your needs, you come see it in person. We’re upfront about the vehicle’s condition, mileage, and history. These are retired police cruisers, so they’ve been used. But they’ve also been maintained by professionals who depend on them daily. You’ll see exactly what you’re getting before you commit to anything.
Then comes financing, and this is where we’re different. You fill out a simple application, and we approve you. No credit score requirements. No denial letters. No co-signer demands. We offer 0% interest financing to everyone, which means your approval isn’t based on your financial past—it’s based on your need for a vehicle and your ability to make payments. Once you’re approved, you drive off the lot in a dependable car with a payment plan that actually makes sense.
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Police interceptor vehicles aren’t just regular cars with a paint job. They’re built to different standards. Upgraded cooling systems, reinforced suspension, more powerful engines—these are factory modifications designed for high-demand use. When you buy a used cop car, you’re getting those performance upgrades without paying new-car prices.
In Clarkstown, where winter weather can be harsh and roads take a beating, that durability matters. You’re not driving something that was babied in a garage. You’re driving something that was designed to perform under pressure, and that translates to a vehicle that holds up better over time.
You also get transparency. We’re not hiding the fact that these are retired police cars. We’re highlighting it, because it’s an advantage. You know these vehicles were maintained on a schedule. You know they weren’t neglected or abused by careless owners. And you know you’re getting a Ford Interceptor or similar model at a price that’s significantly lower than a comparable civilian vehicle with the same mileage.
For buyers in Clarkstown dealing with tight budgets or credit challenges, this is one of the few ways to get a reliable vehicle without getting taken advantage of. The used car market is tough right now, but police car sales offer a real alternative—especially when you’re working with a seller who offers zero interest financing and doesn’t treat you like a credit score.
This is the most common concern, and it’s fair. Police cars do accumulate miles, but they’re also maintained at a level most civilian vehicles never see. These cars were serviced by certified mechanics on strict schedules because departments can’t afford breakdowns during shifts.
Yes, they’ve been driven hard at times. But they’ve also been driven by trained professionals who understand how to operate high-performance vehicles. Compare that to a typical used car, where you have no idea if the previous owner kept up with oil changes or ignored warning lights for months.
The other factor is how these vehicles are built. A police interceptor isn’t a base model with added decals. It’s a factory-upgraded vehicle with enhanced cooling, better brakes, reinforced suspension, and a more durable powertrain. Those upgrades don’t disappear when the car is retired. You’re buying a vehicle that was over-engineered for demanding conditions, and that gives you a buffer most used cars don’t have.
Yes. This isn’t a bait-and-switch or a promotional rate with fine print. We offer 0% interest financing to all customers, regardless of credit score. That includes people with bad credit, no credit, or past financial issues that would disqualify them at a traditional dealership.
Here’s why we can do this: we’re not a big chain dealership that relies on financing kickbacks. We’re independently owned, and our business model is built around making vehicles accessible to people who need them. We’re not trying to maximize profit per car by loading you up with interest charges. We’d rather sell you a car you can actually afford and build a reputation for being honest.
The approval process is simple. You apply, we review your ability to make payments, and we work out terms that fit your budget. No games, no hidden fees, no surprises six months later. If you’re in Clarkstown and you’ve been turned down elsewhere, this is worth your time.
A police interceptor is a factory-modified vehicle built specifically for law enforcement use. It’s not just a civilian model with a spotlight bolted on. Ford, Dodge, and other manufacturers offer police packages that include performance and durability upgrades you can’t get on a standard consumer vehicle.
These upgrades typically include a more powerful engine, upgraded transmission cooling, heavy-duty brakes, reinforced suspension, and enhanced electrical systems to handle the demands of police equipment. The result is a vehicle that accelerates faster, handles better, and lasts longer under stress.
When these vehicles are retired and sold as used cop cars, those upgrades stay with the car. You’re essentially getting a performance vehicle at a used car price. For buyers who want something more durable than a base model sedan or SUV, a retired police cruiser offers real value. And because these vehicles were maintained by professionals, you’re not gambling on whether the previous owner took care of it.
Most retired cop cars have between 80,000 and 120,000 miles, though it varies by vehicle. That might sound high compared to other used cars in the same price range, but mileage alone doesn’t tell the whole story.
Police vehicles rack up miles differently than personal cars. A lot of those miles are idle time—sitting at a scene, running radar, or parked with the engine on. Highway patrol vehicles accumulate highway miles, which are easier on an engine than stop-and-go city driving. And again, these vehicles are maintained on strict schedules, so high mileage doesn’t mean neglected maintenance.
Compare that to a civilian vehicle with 60,000 miles and no service records. You have no idea if it was maintained properly, driven gently, or thrashed by someone who ignored every warning light. With a used police car, you’re getting a vehicle with documented maintenance and a history you can verify. That transparency matters more than the odometer reading, especially when you’re trying to avoid buying someone else’s problem.
We carry a variety of used police cars for sale, depending on what’s available from government and municipal fleets. Ford Interceptors—both the sedan and utility models—are common because they’re widely used by law enforcement. But we also get Dodge Chargers, Chevrolet Tahoes, and other police package vehicles.
Our inventory changes as we source new vehicles, so what’s available today might be different next month. The best way to see what we have is to check our current stock or reach out directly. We’ll tell you what’s on the lot, what’s coming in soon, and what fits your needs and budget.
If you’re specifically looking for a Ford Interceptor for sale or a particular model, let us know. We can keep an eye out and contact you when something matches what you’re looking for. We’re not trying to push you into whatever we need to move off the lot—we’d rather connect you with the right vehicle, even if that means waiting a bit.
Auctions can be a good deal if you know what you’re doing, but they come with risks. You’re usually buying as-is with no warranty, no test drive, and limited time to inspect the vehicle. If you don’t know what to look for, you could end up with a car that needs thousands in repairs.
When you buy from us, you’re getting a vehicle that’s been evaluated and priced transparently. You can inspect it, test drive it, and ask questions before committing. And most importantly, you get financing. Auctions require cash or certified funds upfront, which puts them out of reach for most buyers. We offer 0% interest financing, so you’re not scrambling to come up with a lump sum.
You’re also working with someone who has a law enforcement background and understands these vehicles inside and out. We’re not flipping auction cars for a quick profit—we’re connecting people in Clarkstown and nearby areas with dependable transportation they can actually afford. That’s a different experience than showing up at an auction and hoping for the best.
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