Hear from Our Customers
You’re not just buying a used car. You’re getting a vehicle that was built to handle high-stress situations, maintained on a strict schedule, and equipped with performance parts that most civilian models never see.
These aren’t neglected trade-ins with mystery histories. Police departments follow maintenance protocols because their officers depend on these vehicles every shift. That means regular oil changes, brake inspections, and component replacements—all documented.
The average used cop car runs between $5,000 and $15,000 depending on mileage and model. Compare that to a new vehicle starting above $20,000, and you’re looking at real savings. But here’s what matters more than the sticker price: you’re not paying interest. Zero percent financing means your monthly payment goes toward the car, not the bank. With the median household income in Hempfield sitting around $80,535, that difference adds up fast—especially when the average used car loan in Pennsylvania is hitting 19% for buyers with credit scores under 600.
You get power, durability, and a payment plan that doesn’t punish you for your credit history.
State Surplus Auto Sales started because our owner, Carmen Yannuzzi, spent over 25 years in law enforcement and watched perfectly good vehicles get auctioned off for no reason. He knew these cars had life left in them—and that people needed affordable, dependable transportation.
For more than 15 years, we’ve specialized in government and pre-owned vehicles that offer real value. We’re not a franchise lot pushing whatever’s on the manufacturer’s incentive list. We focus on one thing: getting you into a solid car without the financing games.
Hempfield families know what it’s like to stretch a dollar. With a median age of nearly 50 and a community that values practicality over flash, you don’t need a sales pitch. You need transparency, fair pricing, and a vehicle that starts every morning. That’s what we do.
First, you browse our inventory. We carry Ford Police Interceptors, Dodge Charger Pursuits, Ford Explorer Police Interceptors, and other decommissioned law enforcement vehicles. Each one comes with mileage details and vehicle history so you know exactly what you’re looking at.
Once you find something that fits your needs, you talk to us about financing. We don’t run your credit through a third-party lender. We offer in-house financing at 0% interest to everyone—no exceptions. Bad credit, no credit, doesn’t matter. Your approval isn’t based on a score.
After that, you finalize the paperwork and drive off the lot. No hidden fees. No last-minute add-ons. No pressure to buy an extended warranty you don’t need. You get the car, the title, and a payment plan that works with your budget.
Most people expect the used car process to be complicated or full of surprises. It doesn’t have to be. You pick a car, we work out a payment plan, and you leave with keys in hand.
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Our lot isn’t filled with random trade-ins. Every vehicle we sell is either a retired police cruiser or a government-owned car that was maintained under fleet standards. That means you’re looking at Ford Crown Victoria Police Interceptors, Dodge Chargers with pursuit packages, Ford Explorer Police Interceptor SUVs, and Dodge RAM trucks used by municipal agencies.
These vehicles come with heavy-duty components you won’t find on civilian models. Upgraded brakes, reinforced frames, performance camshafts, enhanced cooling systems, and column shifters that free up console space. Some still have the wiring and mounts from their radio and computer systems, which makes them popular with small business owners who need to add equipment.
Hempfield sits in Westmoreland County, where winter weather and hilly terrain put extra stress on vehicles. A used police car is built for that. These aren’t fragile commuter sedans—they’re designed to handle stop-and-go traffic, high-speed chases, and long idle times without breaking down. You’re buying something that was engineered for durability, not just fuel economy.
Mileage varies, but most of our inventory sits between 80,000 and 120,000 miles. That might sound high until you realize these engines are built to exceed a million miles with proper care. You’re not buying a car at the end of its life. You’re buying one that’s broken in and ready to run.
Police cars are maintained better than most privately owned vehicles. Departments follow strict service schedules because officer safety depends on it. Oil changes happen on time. Brakes get inspected regularly. Any mechanical issue gets addressed before it becomes a breakdown.
The average police interceptor sees more wear in terms of idle hours and stop-and-go driving, but it also gets more attention. These aren’t cars that sat in a driveway for months or skipped maintenance because the owner couldn’t afford it. They were serviced by professionals who kept detailed records.
When you buy from us, you’re getting a vehicle with a documented history. You can see what was done and when. That’s more transparency than you’ll get from most used car lots, where the previous owner is a mystery and the service records are nonexistent. You’re not buying someone’s problem—you’re buying a car that was built tough and kept running by people who had no choice but to keep it in shape.
We don’t use traditional lenders. That means we’re not running your credit through a bank or finance company that’s going to charge you 15% to 20% interest because your score isn’t perfect. We handle the financing in-house, and we offer the same rate to everyone: zero percent.
You make a down payment based on the vehicle price, and then we set up a payment plan that fits your budget. No interest means every dollar you pay goes toward owning the car. If you’re financing $8,000 and your payment is $200 a month, you’ll pay off the car in 40 months. No hidden charges. No balloon payments. No surprises.
This matters more than most people realize. In Pennsylvania, the average interest rate for used car loans sits around 19% for buyers with credit scores between 501 and 600. On an $8,000 loan, that’s thousands of extra dollars over the life of the loan. With us, you skip that entirely. Bad credit doesn’t cost you more. It just doesn’t matter.
A police interceptor isn’t just a standard model with a paint job. It’s built differently from the factory. Ford, Dodge, and Chevrolet all make pursuit-rated versions of their vehicles, and those come with performance upgrades that civilian models don’t get.
You’re looking at more aggressive camshafts for better acceleration, upgraded braking systems that handle repeated hard stops, reinforced suspension to manage high-speed driving and heavy loads, and enhanced cooling systems that prevent overheating during extended idling or pursuits. Many also come with column shifters instead of console shifters, which frees up space for equipment.
The durability is the bigger difference. These cars are designed to run hard for years without falling apart. A Crown Victoria Police Interceptor, for example, can handle over a million miles if you maintain it. The civilian version of the same car isn’t built to that standard. You’re getting a vehicle that was engineered for performance and longevity, not just comfort and fuel economy. That’s why rideshare drivers, delivery workers, and small business owners buy them—they need something that won’t quit.
Most used police cars fall between $5,000 and $15,000 depending on the make, model, year, and mileage. A Ford Crown Victoria Police Interceptor with 120,000 miles might run around $6,000. A newer Ford Explorer Police Interceptor or Dodge Charger Pursuit with lower mileage could push closer to $12,000 or $15,000.
The price reflects the condition and demand, but it’s still significantly less than buying new. A comparable civilian SUV or sedan in decent shape often starts above $20,000, and that’s before you factor in financing costs. With our 0% interest, you’re saving even more because you’re not paying a lender on top of the purchase price.
What you’re really paying for is value. These vehicles were built to last, maintained by professionals, and sold at a price that reflects their mileage—not inflated market trends or dealer markups. You’re not getting the cheapest car on the road. You’re getting one that’s worth what you’re paying and won’t nickel-and-dime you with repairs six months later because it was poorly maintained.
Yes. Most police departments keep detailed service records for their fleet vehicles, and we make those available when possible. You can see what maintenance was performed, when it happened, and what parts were replaced. That’s a level of transparency you won’t get from a private seller or many used car dealerships.
Knowing the service history matters because it tells you whether the car was taken care of or neglected. If you see regular oil changes, brake replacements, and scheduled inspections, you know the vehicle was maintained properly. If the records are spotty or missing, that’s a red flag.
We’re upfront about what we know and what we don’t. If a vehicle comes with full records, we’ll show you. If it doesn’t, we’ll tell you that too. The goal is to give you enough information to make a smart decision. You’re not buying blind, and you’re not relying on a salesperson’s word. You’re looking at documented proof of how the car was treated before it got to our lot.
Because we’re not playing the same game as most dealerships. We don’t mark up prices to cover expensive advertising or franchise fees. We don’t push financing through third-party lenders who charge you double-digit interest. And we don’t sell you a car today just to upsell you on warranties and add-ons tomorrow.
Our owner spent 25 years in law enforcement. He knows these vehicles inside and out because he relied on them for his career. That experience matters when you’re buying a used police car—you want someone who understands what makes them valuable, not just someone trying to move inventory.
We’ve been doing this for over 15 years, and our reputation is built on transparency and fair pricing. You’re not walking into a high-pressure sales environment. You’re talking to people who know the product, respect your budget, and offer financing that doesn’t punish you for your credit score. If you want a reliable car without the runaround, that’s what we do. No gimmicks. No games. Just honest business.
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