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You’re not just getting a used vehicle. You’re getting a pursuit-rated machine that was maintained on a schedule most civilian cars never see.
These aren’t rental returns or trade-ins with mystery histories. Every police interceptor for sale in our inventory came from a government fleet where oil changes, brake inspections, and fluid checks happened like clockwork. The maintenance logs exist. The service records are real.
And here’s what matters most: you’re not paying dealer markups or getting buried in interest. You walk out with a Ford Police Interceptor Utility or Sedan that’s built tougher than the retail version, priced thousands below comparable SUVs, and financed at 0%. No credit score games. No rate hikes. You either qualify or you don’t—and most people do.
State Surplus Auto Sales was started by Carmen Yannuzzi Jr., a law enforcement officer with over 25 years on the job. He watched quality, regularly maintained patrol vehicles get auctioned off for no reason other than fleet rotation—and knew they’d make better used cars than half of what people were financing at 12% interest.
That was over 22 years ago. Since then, we’ve been doing one thing consistently: selling government and privately owned vehicles at below-market cost to people in North Bergen, Newark, and across New Jersey who want performance and reliability without the financing nightmare.
We’re located at 833 Broadway. We’re not a franchise. We don’t answer to a corporate office. We just sell used cop cars that were built to handle more than your daily commute ever will.
You start by browsing our current inventory. We typically carry Ford Police Interceptor Utility models and Sedan Police Interceptors—both are pursuit-rated, both come with service records, and both are priced well under retail.
Once you find something that fits, you come in and take it for a test drive. You’ll feel the difference immediately. The suspension is stiffer. The steering is tighter. The brakes are stronger. These vehicles were built for high-speed response and 24-hour patrol cycles, not grocery runs.
After that, we talk financing. This is where it gets better than most dealerships: we offer 0% interest to everyone. It doesn’t matter if your credit score is 550 or 750. You’re not getting penalized with a rate that turns a $10,000 car into a $15,000 loan. You pay what the vehicle costs, and that’s it.
We handle the paperwork, you drive off the lot. No multi-day waiting periods. No back-and-forth with lenders. You’re either approved or you’re not—and most buyers are.
Ready to get started?
Our inventory rotates, but we consistently stock Ford Police Interceptor Utility models with all-wheel drive, EcoBoost engines, and the kind of durability that makes these vehicles last well past 150,000 miles. You’ll also find Sedan Police Interceptors—the Crown Victoria’s successor—with rear-wheel drive and the 3.7L V6 that’s shared with the Mustang.
Every vehicle comes from a government or municipal fleet. That means regular maintenance, documented service history, and none of the mystery that comes with buying a used car from someone’s driveway. These weren’t babied, but they were maintained. And that’s the difference.
In the North Bergen and Newark area, you’re not going to find many dealerships that specialize in used patrol cars for sale. Most dealers sell whatever comes through trade-ins. We only sell vehicles that were built for law enforcement—which means heavy-duty cooling systems, reinforced frames, upgraded alternators, and steel wheels that don’t bend when you hit a pothole at speed.
Pricing depends on mileage and model year, but you’re typically looking at $5,000 to $15,000 for a vehicle that would cost $30,000+ if you bought the civilian version new. And again—you’re financing it at 0%, which saves you thousands more over the life of the loan.
The Police Interceptor Utility isn’t just an Explorer with a spotlight. It’s a separate build with structural reinforcements, upgraded cooling, heavy-duty suspension, and a recalibrated powertrain.
Ford doesn’t sell these to the public. They’re only available to law enforcement agencies, which means the only way you’re getting one is through a dealership like ours that specializes in government surplus vehicles. The engine options are different too—most Interceptor Utilities come with the 3.0L EcoBoost V6 that puts out 400 horsepower and 415 lb-ft of torque, or the 3.7L V6 that’s shared with the Mustang.
The suspension is stiffer to handle pursuit driving. The brakes are larger. The alternator is heavy-duty to support extended idle times with electronics running. Even the seats are different—designed for officers wearing duty belts. You’re not getting the leather and sunroof of a retail Explorer, but you’re getting a vehicle that’s built to outlast one.
Yes—and often more reliable than a similar-year civilian vehicle, because they were maintained on a strict schedule. Police fleets don’t skip oil changes. They don’t ignore warning lights. They don’t defer maintenance to save money.
Most departments follow manufacturer service intervals to the letter, and many use Ford-certified techs or dealership service centers while the vehicles are under warranty. That means you’re buying a car that might have high mileage, but it’s documented, maintained mileage—not neglect mileage.
The weak points are usually cosmetic. The interior might be worn. The exterior might have scratches or small dents. But the engine, transmission, and drivetrain components are typically in better shape than a trade-in with the same odometer reading. If you’re worried about longevity, these vehicles routinely go past 150,000 miles without major mechanical problems. The Crown Victoria-based Sedan Interceptors are legendary for hitting 200,000+ miles.
Yes. We offer 0% interest financing to all customers regardless of credit score. That’s not a promotional rate or a limited-time offer—it’s how we do business.
Most dealerships run your credit and then hit you with an interest rate that reflects your score. If you’re at 600, you might be looking at 15% or higher. Over a 48-month loan, that’s thousands of dollars in interest on top of the vehicle price. We don’t do that.
You still need to qualify, and we still verify income and basic information, but your credit score doesn’t determine your rate because your rate is always zero. That means a $10,000 vehicle costs $10,000, not $13,500 after interest. For buyers in North Bergen and Newark who’ve been turned down elsewhere or quoted predatory rates, this is often the first time they’ve financed a car without getting penalized for past financial mistakes.
You’re typically looking at $5,000 to $15,000 depending on the model year and mileage. A comparable civilian Ford Explorer or Dodge Durango from the same year would cost $8,000 to $12,000 more—and that’s before factoring in our 0% financing.
The reason for the price difference is simple: these vehicles don’t have the luxury features that drive up resale value on the retail market. No heated leather seats. No panoramic sunroof. No premium sound system. What you do get is a more durable vehicle with better cooling, stronger components, and a service history that’s actually documented.
In the North Bergen area, the average used SUV payment is over $400 a month, and most of those buyers are paying 8% to 12% interest. With our pricing and financing, you’re looking at payments in the $200 to $300 range with zero interest. Over the life of the loan, you’re saving $5,000 to $8,000 compared to financing a similar vehicle elsewhere.
Check the service records first. Any reputable dealer selling used patrol cars should be able to show you maintenance logs. You want to see consistent oil changes, brake service, and fluid replacements. If the records are missing or incomplete, walk away.
Next, look at the mileage in context. A Police Interceptor with 100,000 miles isn’t the same as a civilian car with 100,000 miles. A lot of those miles are idle hours—sitting in a parking lot with the engine running. That’s easier on the drivetrain than stop-and-go city driving, but it does put wear on the cooling system and alternator. Make sure those components were serviced.
Finally, understand what you’re giving up. The interior will be basic. The exterior might have small cosmetic damage. You’re not buying a luxury vehicle. But if you’re looking for a used cop car for sale that’s built tougher than anything in the civilian market, priced below retail, and financed at 0%, you’re in the right place.
New Police Interceptors sold to law enforcement agencies come with Ford’s 5-year, 100,000-mile powertrain warranty and a 3-year, 36,000-mile bumper-to-bumper warranty. Hybrid models include an 8-year, 100,000-mile warranty on hybrid components.
When you buy a used police interceptor from us, the original factory warranty has usually expired—most of our inventory comes from vehicles that have been in service for several years. However, you’re still buying a vehicle that was built to higher standards than the retail version and maintained on a schedule that most civilian owners never follow.
We don’t offer extended warranties, but we’re transparent about what you’re buying. These are used vehicles with real mileage and real wear. What makes them a good value isn’t a warranty—it’s the combination of below-market pricing, documented maintenance history, and 0% financing. You’re getting a durable vehicle at a price that makes sense, without the interest charges that turn a good deal into an expensive one.
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